2021银行综合押题密卷4

卷面总分：100分
答题时间：120分钟
题量：185题
题型：单选题, 多选题, 不定项选择题
试卷简介: 2021银行综合押题密卷4, 此试卷为参加"综合知识"的考生提供的"2021银行综合押题密卷4"的答案和解析。
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3 多选题 1分
Passage 7
In a rare unanimous ruling,the US Supreme Court has overturned the corruption conviction of a former Virginia governor,Robert McDonnell.But it did so while holding its nose at the ethics of his conduct,which included accepting gifts such as a Rolex watch and a Ferrari Automobile from a company seeking access to government.
The high court’s decision said the judge in Mr.McDonnell’s trail failed to tell a jury that it must look only at his“official acts,”or the former governor’s decisions on“specific”and“unsettled”issues related to his duties.
Merely helping a gift-giver gain access to other officials,unless done with clear intent to pressure those officials,is not corruption,the justices found.
The court did suggest that accepting favors in return for opening doors is“distasteful”and“nasty.”But under anti-bribery laws,proof must be made of concrete benefits,such as approval of a contract or regulation.Simply arranging a meeting,making a phone call,or hosting an event is not an“official act.”
The court’s ruling is legally sound in defining a kind of favoritism that is not criminal.Elected leaders must be allowed to help supporters deal with bureaucratic problems without fear of prosecution of bribery.“The basic compact underlying representative government,”wrote Chief Justice John Roberts for the court,“assumes that public officials will hear from their constituents and act on their concerns.”
But the ruling reinforces the need for citizens and their elected representatives,not the courts,to ensure equality of access to government.Officials must not be allowed to play favorites in providing information or in arranging meetings simply because an individual or group provides a campaign donation or a personal gift.This type of integrity requires will-enforced laws in government transparency,such as records of official meetings,rules on lobbying,and information about each elected leader’s source of wealth.
Favoritism in official access can fan public perceptions of corruption.But it is not always corruption.Rather officials must avoid double standards,or different types of access for average people and the wealthy.If connections can be bought,a basic premise of democratic society–that all are equal in treatment by government-is undermined.Good government rests on an understanding of the inherent worth of each individual.
The court’s ruling is a step forward in the struggle against both corruption and official favoritism.

Why does the court’s ruling reinforces the need for citizens?
  • A.No particular reasons.
  • B.For a better reputation.
  • C.For the social equality.
  • D.As the law said.
4 多选题 1分
Passage 3
Today,widespread social pressure to immediately go to college in conjunction with increasingly high expectations in a fast-moving world often causes students to completely overlook the possibility of taking a gap year.After all,if everyone you know is going to college in the fall,it seems silly to stay back a year,doesn’t it?And after going to school for 12 years,it doesn’t feel natural to spend a year doing something that isn't academic.
But while this may be true,it's not a good enough reason to condemn gap years.There’s always a constant fear of falling behind everyone else on the socially perpetuated“race to the finish line,”whether that be toward graduate school,medical school or lucrative career.But despite common misconceptions,a gap year does not hinder the success of academic pursuits—in fact,it probably enhances it.
Studies from the United States and Australia show that students who take a gap year are generally better prepared for and perform better in college than those who do not.Rather than pulling students back,a gap year pushes them ahead by preparing them for independence,new responsibilities and environmental changes—all things that first-year students often struggle with the most.Gap year experiences can lessen the blow when it comes to adjusting to college and being thrown into a brand new environment,making it easier to focus on academics and activities rather than?acclimation?blunders.
If you’re not convinced of the inherent value in taking a year off to explore interests,then consider its financial impact on future academic choices.According to the National Center for Education Statistics,nearly 80 percent of college students end up changing their majors at least once.This isn’t surprising,considering the basic mandatory high school curriculum leaves students with a poor understanding of themselves listing one major on their college applications,but switching to another after taking college classes.It’s not necessarily a bad thing,but depending on the school,it can be costly to make up credits after switching too late in the game.At Boston College,for example,you would have to complete an extra year were you to switch to the nursing school from another department.Taking a gap year to figure things out initially can help prevent stress and save money later on.

The underlined word“acclimation”（Para.3）is closest in meaning to（　　）.
  • A.adaptation
  • B.application
  • C.motivation
  • D.competition
5 多选题 1分
Passage 4
Alex Taw,a 21yearold student from Wiltshire,England.He spent last summer like any other high school graduate—hanging out with friends,preparing for college,worrying about his university fees.While most of his peers gave up on their pipe dreams,he sat down with a notebook at home,and jotted down the question:How can I become a millionaire?
The result was the Million Dollar Homepage.com.Alex’s initial investment was 50 pounds to buy web space and a domain name.He divided the blank homepage into one million pixels,10,000 blocks of 100 pixels each.Each pixel was worth$1 with minimum purchase 100 pixels.Within a month Alex had earned some$37,000,enough for him to cover the entire cost of his forthcoming three years at university.In just a few months,he became a real millionaire.
How did he come up with the idea of the Million Dollar Homepage?
“Well,I was trying to think of a way to make some money before I started university,as I was about to take on a huge debt and I was already overdrawn.Swift action was necessary!”He said.
He also added,“The important thing is that anything is possible—we are only limited by our imagination.I always had this belief that a good idea can be successful on its own.I think I’ve learned that if we think deeper there are magical solutions hiding away for us to find.”
His personal philosophy around money is:Money is not everything,but it’s an essential part of the way we live.Having some removes a certain amount of stress,but,unless we are careful,it can create a new type of stress.
He also said,“I still want to go to university.Aside from gaining knowledge about business,there are other reasons—exploring your interests,meeting new people,and being in a creative environment.”
Besides making contributions to society,he would try to encourage and inspire people to think of creative solutions to problems,whatever they are.

What would be the best title for the passage?（　　）
  • A.Little Money Leads to
  • B.a Millionaire
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