共用题干
Earthquake Insurance
参考答案: B
参考解析: 第一段开宗明义,介绍地震保险是……实际上就是对地震保险下定义,很明显,就是要告诉读者什么是地震保险。所以选择D。
第二段第一句:Earthquakes can cause a variety of damage to a home…意思是地震会给一个家庭带来各种破坏……显然是在讲地震带来的危害。B选项What damages can a earthquake cause(地震会带来什么危害)与该段表述一致。
该段第一句:When homeowners purchase earthquake insurance, they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage, like a fire caused by broken gas lines.当人们购买了地震保险之后,他们就可以规避在地震中受到的直接损失和间接损失。很显然,该段说的是地震保险的主要保障内容。因而F 选项(地震保险主要包括哪些内容)与该段意思一致。
通过第五段第二句The problem with adverse selection for insurance companies is that it decreases the pool of customers, making potential payouts very expensive可以得出,该段主要是在讲地震保险运行中的一些问题,所以A项意思与原文表达一致。
通过文中第一段第二句In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earth-quake, people rely less on government disaster funds and more on their own insurance policies可以得出答案为E选项(insurance policies)。
文中第二段第二句:Indirect damage caused by neighboring collapses of structures and freeways can also occur.也会发生邻居房屋或高速公路倒塌对自家房屋造成的间接破坏。可以得出选项A比较合适。
文中第三段第三句:The insurance may pay for a complete replacement of the structure, or a remodel, depending on the type of insurance and the nature of the damage.可以从文中找到出处,所以选项D正确。
通过文中第五段第二句Insurance companies also adjust their risk pools carefully…可以推断出选项B。